FCMM-PROVIDED: FCMM Managed Stock Fund

Option
D

This fund comprises a stock portfolio managed by investment advisors selected and overseen by the Trustees of FCMM. It is generally more aggressive in approach than the Lifetime Fund (Option C). It offers the potential of a greater average return throughout the years, while also carrying a greater risk factor for loss for the participant, making it more volatile in moving with market trends. For the participant who likes some portion of investments to "ride" with the stock market, this fund can provide the benefit without requiring specific equity investment decisions.