Benefit Plan for Long Term Disability and Life/AD&D Insurance
NOTE: The information listed here applies to the Benefit Plan through 2022. New features will be added for 2023 in time Open Enrollment, September 1 - November 1, 2022. This article contains a summary of the two plans that will be offered: Benefit Plan - Standard (current plan) and Benefit Plan - Plus (adds Short Term Disability).
The following information will be updated with details of the two Plans and options by September 1, 2022.
The FCMM Benefit Plan provides affordable Long Term Disability (LTD) group coverage to the pastors and support staff serving with participating employers. This coverage is intended to ensure the continuation of a portion of an employee’s salary should a disability occur. The LTD coverage requires either $10,000 or $50,000 in Group Term Life and Accidental Death & Dismemberment (AD&D) insurance to be elected with the LTD coverage. See this article for a summary of improvements and changes announced starting January 2020.