Privacy Policy

This Privacy Policy addresses FCMM Benefits & Retirement’s (“FCMM”) policies and practices with respect to nonpublic personal information collected by FCMM through this website. Protecting your privacy is important to us. We want you to understand what information we collect, how we use it, and the steps we take to protect that information.

Information we collect

There are two different ways we collect information from visitors on the website. From online:

  1. Requests for information (i.e. email newsletters, contact forms, etc.)
  2. Requests for materials from our organization

From submitted digital and physical files, we also collect nonpublic personal information about you that is provided to us by you or obtained by us with your authorization.

At your instruction, we collect personally-identifiable information on the forms we receive from you and in connection with the business you conduct with us. This information may include, among other things, your first and last name, address, city, state, ZIP/postal code, e-mail address, telephone number, and other information that permits us to identify or contact you either electronically or by other means, in order to maintain and store this information through the use of these identifying items, to process applications and materials as instructed by you, and to perform personal financial services.

Information the website collects automatically

FCMM uses standard non-personally identifiable information about a website visitor including IP address and browser version.

Access to personal information

You may request to review, update, or have deleted any personal information collected from you by FCMM at this website. To do so, please contact us via one of the options listed below asking to review or update your personal information, or to have us delete your personal information. We reserve the right, however, to retain personal information as necessary to comply with federal and state laws.

Children’s privacy

We do not knowingly collect personally-identifiable information from children under age thirteen. If you believe a child under the age of thirteen has submitted personally-identifiable information to us, please contact us via one of the options listed below providing details about the submission of the data and we will delete the personally-identifiable information from our databases.

Information we disclose

We do not disclose any nonpublic personal information obtained on this site or by other means to anyone outside of our organization, except as permitted or required by law. For example, nonpublic personal information may be disclosed to third parties providing essential services to us who have contracted to maintain the confidentiality and security of the information, or to law enforcement personnel pursuant to proper authority.

Response and security

We retain records relating to pension plan, retirement plan and other benefits services that we provide so that we are better able to assist your needs and, in some cases, to comply with professional guidelines or legal requirements. We limit access to personally-identifiable information about our participants to those employees who need to know that information to perform their job responsibilities. We maintain physical, electronic, and procedural safeguards to guard the nonpublic personal information.


Any third party websites that you visit as a result of linking, searching, or surfing from our website may collect and record data about you. Please be aware that we are not responsible for the privacy practices of such other websites. This Privacy Policy applies solely to the information collected by this website and by FCMM.

Links are provided for your convenience only. FCMM does not control the websites listed and assumes no liability or responsibility for them, including any content or services provided to you. You should not consider any link to or from another website as an endorsement of that website by FCMM unless expressly stated.

Contact us

If you have any questions about this Privacy Policy or if you have concerns about the way we collect and use your personally-identifiable information, please contact us:

Changes to our privacy policy

We may amend our Privacy Policy at any time. When you visit our website, you agree to the terms of the current Privacy Policy as found on this web page. We encourage you to check the Privacy Policy regularly to remain informed of any changes.

Governing law

This Privacy Policy will be governed by and construed in accordance with the laws of the State of Minnesota, United States of America.

This Privacy Policy was last updated on May 30, 2013.