Since 2015, FCMM has partnered with GuideStone to offer EFCA churches group and individual health insurance plans. Starting July 1, 2018, GuideStone is adding their newest and lowest-cost plan that provides medical coverage with more limited benefits than traditional plans.
Secure Health 3000 protects insured staff from the full effects of catastrophic claims, using the Blue Cross network of providers. The plan utilizes higher deductibles and co-insurance, offers only limited ACA preventive drug benefits, and excludes out-of-network services.
Unlike health-sharing arrangements, the plan features true medical insurance and qualifies as a group health plan that can be provided as a non-taxed benefit. (As with other low-cost alternatives, the plan does not constitute "creditable coverage" under Medicare Part D for active participants age 65 and older.)
For more information and details, please visit GuideStone Secure Health 3000.