Benefit Plan for Disability and Life/AD&D Insurance
The FCMM Benefit Plan provides affordable group coverage for pastors and support staff serving in participating organizations. The Plan offers Short Term Disability (STD), Long Term Disability (LTD), and Life with Accidental Death and Dismemberment (Life/AD&D) Insurance. Churches have the option to choose one of the Benefit Plans (Standard or Plus) for all eligible employees. If a disability or death occurs, the benefit payments help the staff member with financial needs and give the church flexibility of resources to continue to fulfill ministry responsibilities.